Washington Court House Long Term Disability Lawyers Ready To Help Your Case
Back pain, anxiety, cancer, kidney disease…Long-term disabilities do not include just injuries sustained on the job or noticeable physical infirmities, but rather, can come in a range of forms. A long-term disability is simply an injury, illness, or condition that prevents an individual from performing their job, earning an income, and accomplishing everyday activities, such as driving, walking, exercising, or even bathing. Long-term disability benefits are meant to cover the loss of income due to a long-term disability, as well as any medical expenses that may arise as a result of the condition.
Unfortunately, even if an individual has long-term disability insurance, they may find that they are denied benefits, or that they do not receive the amount of compensation that they filed for. Too often, insurance companies deny a disability claim or reduce a customer’s settlement in order to save money. This is not right.
At the Law Office of Mike Gertner, our Washington Court House, OH long-term disability attorneys have over 40 years of experience in dealing with insurance companies, and can help you successfully navigate the claims process, no matter where at in the process you happen to be.
Working with a Washington Court House Long-Term Disability Lawyer
Filing a long-term disability claim is a complex and arduous process, one that many people either do not have the time for or are unable to do correctly because of all the requirements they must meet and hoops they must jump through. Because of this, individuals who attempt to go through the disability claims process on their own, without a long-term disability attorney, often find that their long-term disability claims are denied or continually returned because of an “error on the application.” A Washington Court House, OH long-term disability lawyer has experience in filing long-term disability claims, and can help you succeed in receiving the long-term disability benefits you need and deserve.
A Washington Court House long-term disability lawyer can help you in the following areas:
- Preparing your claims file for a lawsuit: If your long-term disability claim were to go to trial for whatever reason, you would not be allowed to submit new evidence in support of your initial long-term disability claim. The insurance companies know this, and they bank on a claimant’s ignorance of this rule when they allow a case to go to trial. The judge relies heavily on the evidence in your administrative record to make a final decision, so if the evidence is lacking – even if you are truly injured – you will not receive much, if any, compensation for your injuries.
On the other hand, an experienced long-term disability lawyer can stack your administrative file in your favor, and ensure it contains all relevant medical evidence, opinions from your physicians regarding your condition, and any other relevant information.
- Hiring vocational experts to back up your claim: A Washington Court House long-term disability law firm has a number of vocational experts on hand that can evaluate your condition and provide an expert opinion regarding your ability to meet the overall requirements of your occupation.
- Act as your representative: Finally, and most importantly, a Washington Court House long-term disability attorney can interact with your insurance carrier, file your application, file an appeal, conduct negotiations, and, if necessary, bring a lawsuit against your insurance carrier on your behalf. This will save you the headache and hassle of having to deal with the insurance company and its legal experts, and allow you to instead to focus on recovery.
Retain the Help of a Washington Court House, OH Long-Term Disability Attorney
While the long-term disability claims process can be one fraught with complications, the long-term disability attorneys at the Law Office of Mike Gertner take over the claims process for you so that you do not have to deal with the legal headache at all. If you suffer from a long-term disability, and if you need long-term disability benefits to assist you while you recover, contact our Washington Court House long-term disability lawyer to represent you in your time of need. To speak with a long-term disability lawyer regarding your case, contact our Washington Court House disability law firm at 614-463-9393 today.