Newark Long Term Disability Attorney With Experience
Long-term disabilities can really affect an individual’s life, and can prevent them from performing ordinary, everyday tasks, such as going to work, and from doing the things that they love, such as biking, running, or simply enjoying time with their family. Long-term disability insurance is meant to help those with long-term disabilities receive the care and support they need to work through their injuries and get back on their feet. Unfortunately, dealing with insurance companies is anything but easy, as most insurance companies try to nickel and dime their clients out of the compensation they need and deserve.
If you suffer from a long-term disability, and if you simply are not up for haggling with the insurance companies so that you may receive the support you need to get back to living a full and healthy life, our Newark long-term disability attorneys are prepared to advocate for your benefits on your behalf. For specific information regarding your case, contact our Newark disability law firm to speak with an experienced long-term disability lawyer.
What Does Long-Term Disability Insurance Cover?
Many individuals mistakenly believe that long-term disability coverage only covers disabilities accrued on the job. However, an estimated 95 percent of long-term disability claims are non-work related. Long-term disability coverage is intended to pick up where short-term disability coverage left off, and is meant to cover cancer, mental illness, neurological disorders, and certain degenerative diseases as well as work-related injuries.
Some long-term disability insurance plans pay out 50 to 60 percent of a person’s wages for a set period of time, while other policies will continue to payout so long as the individual is disabled, up until the age of 65, when retirement benefits kick in.
The goal of long-term disability insurance coverage is to get an individual back on their feet as quickly and as safely as possible. With that in mind, insurance carriers will be willing to compensate an injured person to a degree, but will balk if they suspect that recovery is going to take an exponential amount of time and resources. Because of this, it is best to have a Newark, OH long-term disability attorney on your side during the entire claims process.
Why Work With a Newark Long-Term Disability Attorney?
The long-term disability claims process can be a complex and time consuming one—one that disabled individuals simply do not have the time for. Many individuals need to focus 100 percent of their attention on recovering, which can be hard to do when they are worried about paperwork, claim denials, and a host of other inconveniences that come with filing a disability claim. However, if you suffer from a long-term disability, and if you have been paying the premiums on long-term disability coverage, you are entitled to the benefits you paid for. A long-term disability attorney can take over the claims process for you and ensure that you receive your benefits, while you sit back and focus on getting better.
From preparing your claims for a lawsuit, to hiring vocational experts as potential witnesses, a Newark long-term disability lawyer can take over your case and ensure that you receive the benefits that you deserve.
Consult with a Newark Long-Term Disability Attorney
At the Law Office of Mike Gertner, our long-term disability attorneys are adept at advocating on the behalf of individuals who feel powerless against insurance giants and their aggressive legal teams. If you suffer from a long-term disability, and if you had to the foresight to pay for long-term disability coverage, you do not need to deal with the pain and hassle of fighting for what is rightfully yours. Let our Newark long-term disability attorneys do the fighting for you, while you focus on getting better. To speak with a long-term disability lawyer regarding your case, contact our Newark disability law firm at 614-463-9393 today.