Lancaster Long Term Disability Attorney Advocating for Your Rights in Ohio
Long-term disability insurance is meant to help you in hard financial times when you are unable to work, have large medical bills, and are unsure of what your future holds in terms of health and stability. Unfortunately, despite paying years of premiums, individuals find it difficult to claim their long-term disability benefits. Some individuals make it through the application process once before being denied and giving up, while others throw their hands up in defeat when initially confronted with the complex claims process. This is not how insurance is supposed to work.
If you have invested in long-term disability insurance, and you have either been denied your long-term disability claim or are unsure of how to pursue a long-term disability claim, a Lancaster long-term disability attorney can assist you from the very beginning of the claims process to the very end. With over 40 years of experience in the courtroom under our belts, the attorneys at the Law Office of Mike Gertner can advocate for your rights and ensure that you receive the benefits you are entitled to.
Is It Necessary to Work With a Lancaster Long-Term Disability Attorney?
While many individuals navigate the claims process on their own, many are unsuccessful at receiving all – if any – of the benefits they deserve. Our Lancaster, OH long-term disability lawyers can assess your injuries, evaluate your disability insurance coverage, and help you determine what amount of benefits you are entitled to. From there, we can ensure that you do not receive a penny less.
A disability attorney can not only ensure that you receive the benefits owed to you, but they can act as your representative throughout the entire claims process, thereby eliminating the need for you to do anything more than focus on healing. As your representative, a long-term disability lawyer can file your claim, obtain persuasive evidence of your disability, negotiate with your insurance provider, file an appeal if necessary, and, if necessary, bring a lawsuit on your behalf.
What if You Cannot Afford a Long-Term Disability Lawyer?
Unfortunately, there are many preconceived notions about working with lawyers, the most common of which is that we are expensive. While the adage “you get what you pay for” is very true and one that we stand by, most disability attorneys handle long-term disability cases on a contingency fee basis, meaning that they only get paid when you get paid. Contingency fees are a percentage of your winnings, so what you will end up paying your lawyer is a percentage of the past-due benefits that the insurance company owes you.
Working with a long-term disability attorney on a contingency fee basis allows you to pursue the benefits you need to cover your medical expenses and live comfortably while you recover, without having to front the cost for an attorney during an already financially stressful time in your life.
Retain the Help of a Lancaster, OH Long-Term Disability Attorney
At the Law Office of Mike Gertner, our Lancaster, OH long-term disability lawyers have over 40 years of experience in helping individuals receive the benefits they deserve when they find themselves disabled and unable to work. The long-term disability claims process is a complex and arduous one, and it can be tempting to want to give up at the first signs of resistance from the insurance companies. However, that is what they want their clients to do, and that is not right. Our Lancaster long-term disability attorneys are here to make sure that your insurance company does not take advantage of you, and that you receive the benefits you paid for. To speak with a long-term disability lawyer regarding your case, contact our Lancaster disability law firm at 614-463-9393 today.