Chillicothe Long Term Disability Attorneys Assisting Ohio Clients
If your long-term disability claim has been denied, or if you did not receive the settlement that you initially hoped for, it can be a devastating blow. Oftentimes, individuals count on their long-term disability benefits to get them through their recovery, and without them, they find that they struggle to make ends meet. From missed rent or mortgage payments, to the inability to pay for necessities such as food and clothing, the consequences of not having long-term disability benefits can be severe. At the Law Office of Mike Gertner, our Chillicothe long-term disability attorneys understand this, and we do everything in our power to ensure that you receive the long-term disability benefits that you need to get through your injury and back on your feet.
Do Not Delay in Hiring a Chillicothe Long-Term Disability Lawyer
Unfortunately, many individuals wait until their long-term disability claim has been denied to seek legal help. While it is never too late to hire an attorney to help you with the process, it is never too early either; in fact, the sooner you hire a Chillicothe long-term disability lawyer to advocate on your behalf, the better. A long-term disability attorney can help with the initial application process and help you avoid the common mistakes made by unrepresented individuals who approach the process on their own. ‘
Some mistakes commonly made by unrepresented claimants include:
- Quitting work before they file for their long-term disability benefits: Unfortunately, many individuals quit work as soon as they sustain an injury. While we understand that you cannot work while disabled, quitting work is the worst thing you can do, as many employer-sponsored long-term disability insurance plans specifically state that coverage ends as soon as the employer-employee relationship ends.
- Transferring to a less-demanding position: It is understandable that an individual may want to continue working until they are sure that they will be eligible for long-term disability benefits, but doing so is actually one of the worst things you can do for your case. Working at a less-demanding position can make it difficult for you to win your “own occupation” claim, while taking a lower-paying job can decrease the amount of benefits you may receive in the future.
- Making mistakes on the application: Unfortunately, insurance companies specifically design their applications to make it difficult for claimants to achieve success, and pose questions that are meant to elicit answers that could form the basis for a denial. A long-term disability attorney knows what traps to look out for, and can help you avoid saying too much on your claims application.
Whether you have already filed a long-term disability benefits claim, or whether you are just beginning the process, it would be in your best interest to consult with a Chillicothe long-term disability attorney before you make any further moves. If your claim has already been denied, do not wait, as you only have 180 days from the denial to file an appeal.
Consult a Chillicothe Long-Term Disability Lawyer Right Away
At the Law Office of Mike Gertner, our long-term disability attorneys have over 40 years of experience in helping clients successful receive the long-term disability benefits that they need to work through their injuries and get back on their feet. If you have been seriously injured, and if you need long-term disability benefits to support you while you recover, do not take any risks, and reach out to a Chillicothe long-term disability law firm right away. To speak with a long-term disability lawyer regarding your case, contact our Chillicothe disability law firm at 614-463-9393 today.