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What to do if Your Claim for Long-Term Disability Benefits was Denied

Most employers offer long-term disability insurance policies to their employees to protect them in the event of a serious illness or disability. However, even when an employer does not offer these types of benefits, a person can purchase a policy from a private insurer. Unfortunately, employers and private insurers often deny valid long-term disability claims […] Read More

Understanding “Own Occupation” In Long-Term Disability Policy

In every long-term disability insurance policy, there is a clause that specifically defines what a disability is according to each individual provider. For some providers, a long-term disability is defined as a disability that hinders a person’s ability to perform any occupation, which means that an individual will only receive long-term disability benefits if they […] Read More